I’m John Le Francois NMLS ID 333903 with All Western Mortgage and welcome to my website. I’ve created it to be your ultimate resource for all your Las Vegas mortgage needs. As a Senior Loan Officer for All Western Mortgage I am able to get you the best rates and terms on any loan product. I have one of the highest Customer Satisfaction ratings you’ll find for any loan officer in Las Vegas. I access to a full portfolio of loan options, whether you are purchasing or refinancing a home, and reverse mortgages.
 
If you are looking to purchase a home in Las Vegas I know I can get you the best home loan option for your situation. I have conventional home loans with some of the most competitive rates you’ll find anywhere in Las Vegas. Government loan programs have been designed to help more people to be able to purchase a home, I’m very familiar with them and can help you purchase a home if you haven’t had any luck or just thought it was out of reach. The FHA loan is a great option that pretty much anyone can qualify for. It has a low down payment of just 3.5%, and could be perfect for a first time home buyer. If you’ve served or are currently serving in the military a VA loan is an incredible loan program, you can purchase a home with no money down and much looser financial requirements then a conventional loan product. To get a more accurate answer to see what home loan product would work best for your situation please use my Purchase Assistant. I’ll get back to you with a more accurate quote.
 
Already a home owner here in Las Vegas and you’re looking to lower your monthly mortgage payments and to take advantage of record low interest rates? I also have access to some of the best refinance programs available. Just like my purchase options, you’ll find my refinance rates are just as competitive to anything you’ll find in Las Vegas. Beyond being able to refinance conventional loans backed by Fannie Mae or Freddie Mac, I can also refinance any government loans. If you have a FHA loan, then a FHA Streamline makes the process extremely easy. The VA Loan also has a VA Streamline refinance that is just as easy to close. There is even a program for you home owners who thought they couldn’t refinance because their home is now worth less then they owe on their mortgage. It doesn’t matter how underwater you’re the HARP 2.0 can refinance you to a lower interest rate. Las Vegas was hit hard by the housing bubble, this is a program that can keep you in your home and lower your mortgage payments. I’ve set up my Refinance Advisor so you could quickly let me know about your situation and I’ll find the perfect refinance option for you.
 
Retiring is supposed to be one’s golden years, but financially hardship can really put stress into retirement. That’s were a reverse mortgage could be a solution to your retirement worries. I’ve helped many seniors use a reverse mortgage to have a steady flow of tax free income coming in every month to use it for any need they may have. There is even a reverse for purchase program that lets you purchase a home and never have to make a mortgage payment. There are a lot of questions and stories about reverse mortgages, to learn more about the details please visit my Reverse Mortgage page.

All Western Mortgage is centrally located at  8345 W. Sunset Rd., Suite 380, Las Vegas, NV. 89113.

John Le Francois as your Mortgage Professional has extensive knowledge in all loan programs that are available  currently and the requirements required  for each program. Use our free Calculator to see how much you can qualify for.
If you are going to be visiting Las  Vegas use our convenient Vegas Hotel List to book your rooms for your next stay in the greatest city in the world! 

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